Customer Stories

First-Time Homebuyer Celebrates Her First Christmas in Her Own Home

December 26, 2013

We love hearing back from our customers after they’ve settled into their new home. Today, Erikka Jones talks about her journey to homeownership, and explains what it means for her to be able to celebrate the holidays in her own home for the first time. 

The holidays are all about spending time with family and celebrating cherished traditions. This year, my eight-year-old son and I were able to celebrate our very first Christmas in our own home! It means the world to me that we were able to start our own holiday traditions, like having two Christmas trees (one in our finished basement and one in our living room), and decorating our house with Christmas lights every year!

I wanted to buy my own home was because I was tired of apartment living (rent going up every year, pesky neighbors, etc.). That, and I have a very active son who needs a backyard he can run and play in. My goal was to purchase a home by the age of 25, and thanks to Ross Mortgage Corporation, I was able to meet that goal!

As a first-time homebuyer who didn’t know much about the process of buying a home, let alone the different types of mortgages available, it was very important to me that I found a mortgage lender who could help me choose the best option for my financial needs. I originally heard about Ross Mortgage Corporation from a realtor that suggested I get pre-approved for a mortgage loan prior to looking at houses.

Ross mortgage helped me every step of the way and walked me through the home buying process. They told me what I needed to do in order to get approved for a home loan, which types of loans would be available to me and which loan would be the best option for my financial situation. They even told me about a homebuyer’s class, which gave me so much crucial information as a first-time homebuyer.

I knew nothing about the different kinds of mortgage loans that were available until Ross Mortgage explained all of them to me. After helping me understand how each mortgage loan worked, they helped me obtain a MSHDA loan, which was perfect for me!

I decided to get a MSHDA loan because I could obtain a low fixed interest rate and receive help financing my closing costs up to $7500! It ended up being exactly what I needed in a home loan.

The level of service Ross Mortgage provided me with was beyond what I could ever ask for. I would like to thank Ross Mortgage for all they’ve done to make all of this possible! Buying a home is one of the most important purchases someone will ever make, and they made the process easy from start to finish.

I would tell anyone looking for a mortgage lender to talk to different people and get a feel for who is willing to do whatever it takes to get you approved for a loan. It’s important to make sure you feel like the person genuinely cares about helping you and is understanding of your unique needs.

Thanks for sharing your story with us Erikka! If you’re a first-time homebuyer looking for help, our team of professional lenders can help you find a loan that’s right for you. To start your journey to homeownership, leave a comment below or give us a call at 800.521.5362.