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How Low Interest Rates are Impacting Affordability in the Housing Market

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December 17, 2020

When the 2008 recession hit, Americans doubled their rate of saving almost overnight, from around 3.5% to over 7%. By 2012, the national savings rate was at 12%, and the economy was on the verge of stalling. As a way to entice people to spend, The Federal Reserve enacted…


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FICO Score 10: What it Means for Your Mortgage Prospects

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October 2, 2020

Ross Mortgage continuously strives to help our clients reach their homebuying goals while always keeping financial health our top priority! Part of having good financial health is keeping up to date on the latest tips, trends and changes that impact your finances—including your valuable credit score.

This year, FICO has…


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Should I Refinance My Mortgage Today?

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March 3, 2020

There are few purchases in life where an opportunity later presents itself and allows for the purchaser to save money, however, a mortgage is one of those purchases, and the savings are passed on through savvy refinancing.

Did you know that now is an excellent time to look at refinancing…


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How to Increase Your Home’s Curb Appeal This Summer

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July 18, 2019

Have you noticed your curb appeal is lacking? Everyone agrees that curb appeal not only affects the value of your home, but also makes coming home each day a little more special. Remember the first impression is the only impression that matters. Here are five easy tips on how…

fund home renovations


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Should You Use a Credit Card to Fund Home Renovations?

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June 17, 2019

According to a 2017 Houzz survey of nearly 11,000 homeowners, 33% paid for at least some of their renovations with a credit card—charging, on average, between $1,500 to $4,800.

The demographic most likely to fund renovations with their card? Millennials, at 41%, followed by 35 to 54-year-olds at 34%.

With a…

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