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Industry News Mortgage Advice

Why the 2022-2023 Recession Will Be Different Than 2008

on
September 21, 2022

“It’s not a matter of if a recession is going to happen, it’s a matter of when it’s going to happen.”

With inflation at a record high, mortgage rates and housing prices continuing to rise, and consumers everywhere are feeling the proverbial pinch, now is the time to prepare…


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Everything You Need to Know About the National Faith Homebuyers Program

on
August 17, 2022

For many people, homeownership feels unattainable. Navigating the homebuying process, from budgeting and financing to credit scores and closing, can feel like a daunting challenge.

At Ross Mortgage, we continually seek out new and innovative ways to not only provide our customers with the best options for financing the purchase…


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Introducing the Michigan First-Time Home Buyer Savings Program

on
March 11, 2022

As of February 2022, Michigan Governor Gretchen Whitmer signed House Bill 4290 and Senate Bill 145 to establish the Michigan First-Time Home Buyer Savings Program in the Department of Treasury. 

The legislation allows Michiganders to open first-time home buyer savings accounts to save for and purchase single-family residences in Michigan. 

Any…


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2022 U.S. Mortgage Outlook

on
December 30, 2021

2021 was a very unique year for the mortgage lending industry. The COVID-19 pandemic was a recurring challenge to overcome throughout the year, and helping our customers navigate the homebuying world was more critical than ever before. With the information and projections we know today, we would like to…


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Why You Should Consider Fall House Hunting

on
October 28, 2021

If you’re in the market for a new home, you are likely aware of the difficulties that arose for many during the height of the COVID-19 pandemic when it came to finding and closing on a dream home.

With limited inventory and high competition, many people settled on a property…

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