A Year in Review: 2015’s Top Blog Posts
As we say goodbye to 2015, we want to take the time to thank you for reading our blog. This year was a fruitful one, and we couldn’t have done it without your readership and support. We’ve curated a list of the top 10 At Any Rate blog posts from 2015, based on pageviews. Again, thank you for reading. We’ll see you in 2016!
- Best Places to Live in Michigan
When deciding where to live, it’s important to consider what your current and future needs might be. The State of Michigan has been climbing the national lists as one of the most desirable places to live and is home to many diverse cities, each luring residents for their own unique qualities. Read more to find out the top five best places to live in Michigan.
- 9 Things that Could Make or Break Your Mortgage Loan Application
The first thing you’ll want to do when shopping for a home is to get pre-approved for a mortgage loan. But a lot can change from the day you get pre-approved to the day you actually apply for a mortgage loan. Pay close attention to these nine factors that could make or break your ability to buy a house.
- Qualifying For a Mortgage: What Happens During Underwriting?
What can homebuyers do to ensure their mortgage application is approved quickly? In a continuation of our home buying video series, learn more about the process of qualifying for a mortgage and what happens during the underwriting process.
- Closing on a Home: What to Expect
There are a few final steps you’ll need to complete before you receive the keys to your new home. As real estate professionals, it’s our job to prepare clients so they can come to the closing table with confidence. Learn what you’ll need to prepare for closing day and what factors could potentially delay your closing date.
- TRID Is Coming: Are Your Prepared?
Earlier this year, the Consumer Financial Protection Bureau (CFBP) announced it would be issuing new rules that would have a significant impact on the way closings are conducted, including the introduction of a new closing document that combines the Truth in Lending Act (TILA) an Real Estate Settlement Procedures Act (RESPA), creating TRID. Find out how this new regulation is impacting real estate transactions.
- Yes, You Can Buy a House with a 3% Down Payment
Earlier this year, Fannie Mae and Freddie Mac announced a new conventional loan program that allows homebuyers to purchase a house for as little as 3% down. Find out how homebuyers can take advantage of this program.
- Meet the Team: Key People in the Home Buying Process
At Ross Mortgage, it’s our mission to make the mortgage lending process simple and easy to understand. We introduce you to some of the individuals who will be working alongside homebuyers’ loans during the home buying process in this installment of our home buying video series.
- MSHDA MI First Home Program Opens $600,000 in First-Time Homebuyer Grants
Earlier this year, the Michigan State Housing Development Authority (MSHDA) received $600,000 from the National Mortgage Settlement to be used as grant money for first-time homebuyers. The funds can be used to cover the down payment, closing costs, taxes and insurance that are due at closing. Read more to learn everything you need to know about the new program.
- Getting a Mortgage: What You’ll Need For Application
Securing a mortgage can be a complex process, but it doesn’t have to be! In another installment of our home buying video series, we explain the mortgage application process, what documentation you’ll need to provide and how to get pre-approved.
- 4 Important Home Renovations to Add Resale Value
When considering ways to boost resale value, homeowners often ask themselves an important question: will this renovation pay off? From minor interior remodels to sprucing up your curb appeal, here are four important home renovations to generate the best return on investment.