Purchasing a home is arguably one of the biggest purchases you will make in your lifetime. For many, homeownership seems like a dream rather than a reality due to saving for a down payment and the extra costs of buying a house. But what if there was a way to buy a house with 0% down? And, what if homebuyers could receive an annual tax credit on their loan interest rate? We have great news: Both of these things are possible!

The USDA Rural Development program and the Mortgage Credit Certificate are making it easier for hopeful homebuyers to purchase a home. At Ross Mortgage, we’re committed to offering our customers a diverse selection of financing options, including loans you might not know existed.

Here’s a few things you need to know if you’re hoping to purchase a home and get the most out of your mortgage payment.

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