Browsing Tag

low interest rates

Industry News

Are Student Loans Holding You Back from Homeownership? Help May Have Arrived.

on
July 1, 2021

As of June 2021, the Federal Housing Administration (FHA), unit of the Department of Housing and Urban Development that provides insurance on mortgages as little as 3.5% down, has…

Industry News

How Low Interest Rates are Impacting Affordability in the Housing Market

on
December 17, 2020

When the 2008 recession hit, Americans doubled their rate of saving almost overnight, from around 3.5% to over 7%. By 2012, the national savings rate was at 12%, and…

Mortgage Advice

Why Now is the Perfect Time to Refinance

on
October 30, 2014

As homeowners, we often think about doing annual service checks of our heating and air conditioning systems, but you’ve probably never thought about doing a mortgage check-up. Now is…

Mortgage Advice

7 Reasons Why VA Loans Are Perfect for Veterans

on
May 22, 2014

Purchasing a home is a major investment, and one-size-fits-all solutions do not apply. There are many different types of mortgage loans tailored to fit homebuyers’ unique needs, including a…

Mortgage Advice

How Much House Can I Afford?

on
April 19, 2013

The current housing market presents many opportunities for potential homebuyers. With interest rates near historic lows and the rising cost of rent, the dream of homeownership has been put within…