“What can I do to improve my chances of qualifying for a loan?” is a common question we hear in the mortgage industry. While there are many factors that go into determining a potential borrower’s creditworthiness, there are three main components lenders use to define an attractive mortgage applicant: credit score, down payment and income. By understanding how these three components affect your ability to obtain a mortgage loan, you’ll be able to easily navigate the mortgage process.

Click here to read more »