Looking at the number of years left on your 30-year fixed-rate mortgage can feel daunting. If you’re trying to pay off your home before retirement or your kids go away to college, thinking about how many more years you’ll be paying on the loan (and how much interest you’ll pay over 30 years) can make you wonder, “isn’t there a way I can pay this off quicker?”

Actually, there is! And, refinancing into a 15-year fixed-rate mortgage may just be the answer you’re looking for.

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