As a continuation of our home buying video series, we’re sharing some best practices to follow while your loan is being processed.

At this point in the mortgage process, your loan file has likely been submitted to underwriting. However, there’s still quite a bit of work that needs to be completed before you receive the “clear to close.”

Buying a home is a complex process, and there are a lot of moving parts that need to come together before closing day. Behind the scenes, your mortgage lender, real estate agent and title company are working hard to make sure every aspect of your loan comes together like clockwork.

Before the house keys can be handed over, there are a few more to-dos you’ll need to complete before closing day too, such as buying homeowners insurance. Watch the video below to learn what you should be doing (and things you should avoid doing) while your loan is being processed.

Disclosure: Ross Mortgage Corporation gave a small thank you gift to each customer who willingly offered to share their experience and be part of this video.


Tim Ross is CEO of Ross Mortgage Corporation and a lifelong mortgage lender. He has served as president of the Mortgage Bankers Association of Michigan and two terms as a governor on the Residential Board of Governors with the Mortgage Bankers Association of America. Today, Tim is an active participant, charter member and past director of America's Mortgage Cooperative and recently served as the Chairman of the Mortgage Industry Advisory Board for the State of Michigan. Outside of work, Tim enjoys running, golfing and participating in triathlons.

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