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It’s popular belief that a credit score can be the ultimate make-or-break component of qualifying for a mortgage loan. While credit scores are important, contrary to popular belief, they are not the most important factor lenders evaluate. While your credit score provides a starting point for lenders to gain…
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Rising interest rates have left some homebuyers wondering whether they’ve missed the opportunity to secure a great rate on their mortgage loan. Fear not. You still have a chance to secure a decent rate before they rise even more. Here are eight ways you can improve your chances of…
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If you’re interested in a conventional mortgage or FHA mortgage loan that requires little to no money down, you’ll probably hear the term private mortgage insurance (PMI) tossed around by lenders. While it’s a common term used in the mortgage industry, it’s one that can be misleading, and is…
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