The FHA 203(k) Loan: Turning a Fixer Upper Into “The One”

In today’s housing market, there’s a low supply of houses for sale, especially move-in ready homes. This can be a pain point and discouraging for many homebuyers who have…

Applying for a Joint Mortgage With Your Spouse: 3 Factors to Consider

Applying for a joint mortgage is a big investment for couples – both in time and money. The approval process for joint applicants can sometimes be complicated, and unforeseen…

5 Smart Ways To Spend or Save Your Tax Refund

Wondering how to spend or save your tax refund? Using it for a down payment or paying off debt are just two of the smart ways we recommend at Ross Mortgage.

Should You Buy a House in the Winter?

Winter homebuyers have better odds when it comes to buying a house. Why? Motivated sellers. Here’s how these sellers will benefit your bottom line.

What is an Escrow Account and How Does It Work?

If you’re not familiar with all of the terms and acronyms that get tossed around during the home buying process, there may be times when you feel like your…