Is Refinancing from an FHA Loan to a Conventional Loan Right for Me?

Known for its flexible qualifying requirements and feasible down payment options, FHA loans provide significant benefits for numerous homebuyers.

How to Buy a House with 0% Down and Receive an Annual Tax Credit

Purchasing a home is arguably one of the biggest purchases you will make in your lifetime. For many, homeownership seems like a dream rather than a reality due to…

5 Housewarming Gift Ideas for the New Homeowner on Your Holiday List

There’s something special about your first holiday in a new house. Everything feels so fresh. So different. So exciting! If you know someone who is experiencing this unique occasion,…

Saving for a House in Your Twenties: 4 Tips to Consider

Note: The story below is a fictional scenario that many twenty-somethings can relate to. This fictional story does not depict a real Ross Mortgage customer.

Melissa is a 26-year-old young…

Should I Refinance My Mortgage?

Thinking about refinancing your mortgage? Learn more about refinancing and find out if it’s the right financial move for you.