At Ross Mortgage, employee satisfaction and culture matters. Since we opened our doors in 1949, we’ve been committed to providing amazing support and stability to our employees, which is why Michigan’s top loan officers choose to work with us.
Whether you’re a home buying rookie or a seasoned pro, purchasing a home is exciting, and could potentially be the biggest purchase you will ever make. At Ross Mortgage, properly educating our customers about the home buying process is of the utmost importance, which is why we’re teaming up with some of our real estate industry partners for the Advanced Home Buying Skills workshop, perfect for first-time and repeat buyers.
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This week marks the official start of fall. While warmer temperatures will likely linger for a few more weeks, colder weather is upon us. With the change in season, now is the perfect time to begin preparing your home for the winter months that lie ahead. Once you’ve pulled out the hoodies and packed away the swim trunks, follow these six home maintenance tips to make winter a bit more bearable, and spring full of less surprises.
Tom and Katie are newlyweds hunting for their first home. After weeks of poring through listings, they eventually come across the house of their dreams, and it’s exactly within their price range! They tour the home and fall even deeper in love with it, and quickly tell the realtor they’re ready to make an offer.
But while Tom and Katie’s dream house was exactly within their price range, they hadn’t given much thought to some of the other costs that come along with buying a house (more on these below). As a result, the couple had to back out and continue saving.
While Tom and Katie’s story is fictional, any first-time homebuyer can easily find themselves in the same situation if they don’t consider the all the costs of buying a house when evaluating their budget.
To prevent Tom and Katie’s story from becoming a reality for you, and to help give you a bit more sense of what to expect before you start searching for homes, we’re uncovering some of the hidden costs you might discover along your journey to homeownership.
When we say hidden costs, it doesn’t mean they are difficult to find or buried under fine print—but rather, they’re the associated costs that people often overlook during the home buying process.
As a continuation of our “My Top Lending Moment” series, Matt Kooistra, Branch Manager of our Cascade, MI office, shares the touching story of how he helped his client, a military veteran, get pre-approved for a mortgage loan and close on his home.